When Kultakeskus Oy, a precious metals company with over a hundred years of history, and Expense Reduction Analysts began working together to optimise insurance costs, Kultakeskus was sceptical about whether it was worth putting the contract out to tender. There was no typical need for competitive tendering, as prices had last been reviewed only about a year earlier by an external broker. However, ERA's experts assured them that it was possible to find more effective solutions on the market.
"Ease is an absolute trump card when working with ERA – the project took up almost no time at all. All we had to do was describe our operations and show them our premises, that’s all." [Ilkka Ruohola, Chairman of the Board – Kultakeskus]



















































































